Subtract finds every subscription pulling money from your account — ones you forgot, ones you didn't know existed, ones you never asked for. One click to kill the ones you don't recognize.
Secure bank connection via Plaid. We read your transaction history — nothing else. No write access, no storing credentials.
Our engine scans recurring charges and identifies subscriptions — known and unknown. You see the full picture for the first time.
Flag the ones you don't recognize. We handle the cancellation process — the emails, the forms, the hold music. Done in 24-48 hours.
One view of every recurring charge across all your accounts. No more hunting through credit card statements.
We automatically flag unknowns vs. known subscriptions. You decide what stays. We handle the rest.
You click cancel. We run the cancellation workflow. No more navigating 12 pages of settings, waiting on hold, or getting transferred.
Cancelled wrong? Some vendors owe you money. We track and surface credits and refunds you're owed after cancellations.
256-bit encryption, read-only bank access, SOC 2 compliance. Your credentials never touch our servers. Plaid handles the heavy lifting.
Every month, we scan for new subscriptions and flag anything that looks new. Stay ahead of surprises before they become charges.
"Adobe was fined $150 million in March 2026 for deliberately hiding cancellation flows. 75.7% of SaaS platforms use dark patterns to make cancellation difficult. This isn't accidental — it's a business model."
"We built Subtract because nobody should be paying for something they forgot they signed up for. The complexity of cancellation is a feature of the product, not a bug. We're here to fix that."
Subtract reveals every subscription draining your account. Keep what you know. Cancel what you don't.